Roof Damage & Insurance Claims in Fife: What You Need to Know

Storm Just Hit? Here’s What to Do First

Scotland’s weather doesn’t mess about. If your roof in Fife—whether in Kirkcaldy, Glenrothes, or Cupar—has been damaged by wind, heavy rain, or fallen debris, acting fast is essential. But before you call your insurer, there’s a smart order of steps to follow—and we’re here to guide you through it.

Step 1: Get a Professional Roof Inspection

Insurance providers want proof. That’s why the first thing we do at Fife Roofers is carry out a detailed inspection. We check for:

• Missing or cracked tiles or slates
• Water ingress or internal leaks
• Gutter and flashing damage
• Structural concerns or safety issues

We’ll supply a comprehensive report—with photos—that can be submitted to your insurer right away. No vague assessments or delays.

Step 2: Contact Your Insurance Provider

Once you have your inspection report, call your insurance company to start the claim. Most policies cover storm damage, fallen trees, and sudden water ingress. Be prepared to share dates, photos, and the roofer’s professional findings. That’s where we make life easy.

Step 3: Authorise the Repairs

Once approved, your insurer may either pay you directly or liaise with us. Either way, we’ll work within the approved scope and timeline. We’ve helped dozens of homeowners across Leven, St Andrews, and Dalgety Bay handle insurance repairs smoothly and with minimal stress.

We Know How Insurers Work

Our experience working alongside insurers means we speak their language. We know what paperwork they expect, how to word reports, and how to document issues in a way that gets claims moving. That can be the difference between a fast payout and weeks of back-and-forth.

Common Mistakes to Avoid

• Waiting too long to report damage
• Attempting DIY repairs before documentation
• Failing to check your excess or exclusions

And above all—don’t ignore minor damage. What looks like a loose tile can quickly lead to major internal water damage, and that’s harder (and more expensive) to claim for.

Need Emergency Roof Repairs?

We offer emergency roof repairs across Fife and can often be on-site same-day in urgent cases. Just give us a call, and we’ll secure the roof, assess the issue, and help you file the claim if needed.

Real Customers, Real Results

Take a look at our Facebook page to see recent examples of storm repair jobs we’ve completed, including successful claims. We’re proud to be a trusted name in Fife for fast, honest help when you need it most.

Get a free quote now, call 01592 214038.

Roof Damage & Insurance Claims in Fife: What You Need to Know